if you are like me, you are thinking about retirement and pension
do you want to start retirement early? well you need to save more money
with life expectancy on the rise, and social wellfare systems on the fall, i think it would be smart to prepare for life without (social) pension
this would mean start working less, maintain a good work-life balance, treat your body well and relaize you are going to live and work this way well past the age of 65!
that retirenment age is no longer relevant, and your ability to save up is reduced because of lower predicatability about how long you will live and how how large your medical bill is going to be
so prepare for life with no pension and no retirement!
what can we do about it?
i am going outside to have a smoke